Term Certificates

For a short or long-term investment vehicle that offers you safety, security and a guaranteed high yield, virtually nothing beats a Term Certificate from NEFCU. With a choice of terms – and the ability to select your Certificate’s exact maturity date within its specified term – you can be sure your savings become available when you need them:

• At least six different terms from three months to 10 years less one day
  
• Lock in high dividends with a minimum balance of just $1,000 for personal term certificates and $500 minimum balance for IRA Term Certificates
  
• You choose exact date of maturity within the term offering
• Add to your certificate at maturity
  
• Penalty applies for early withdrawal and early withdrawals may reduce the earnings on the account